Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Vikki Velasquez is a researcher and writer who has managed, ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

Have you ever wondered how your bank decides how much to charge you on your mortgage or credit card? Have you ever looked at an account statement and failed to understand what all of the jargon meant?

Typically, most mortgages are 30-year mortgages, but you can choose between several term lengths to decide which loan term is right for you. You can then compare how different interest rates will ...

Learn how add-on interest increases loan costs compared to simple interest. Discover the formula, examples, and its ...

Being approved for a $40,000 line of credit isn't always easy. And, right now, with the average credit card interest rate just under a recent record high, it isn't exactly cheap either. Before getting ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

The rate on a 30-year fixed refinance dropped to 6.28% today, according to the Mortgage Research Center. The average rate on ...

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...