The Federal Housing Finance Agency is increasing the size of home loans that the government can guarantee against default as ...

FHFA will increase 2026 conforming loan limits to $832,750 for most U.S. homes, reflecting rising home prices and supporting ...

Homebuyers and homeowners who are hoping to secure certain types of mortgages will still need to practice patience.

Federal housing programs have picked up where they left off after President Donald Trump signed a bill ending the longest ...

What Are Government Loans? Government home loans are mortgages issued by private mortgage lenders and insured by the federal government. There are several government agencies that offer mortgage ...

Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...

The program applies to Federal Housing Administration (FHA), U.S. Department of Veterans Affairs (VA) and U.S. Department of Agriculture (USDA) loans. LLPAs, which are fees based on a borrower’s risk ...

The Federal Housing Finance Agency adjusts the limits of a confirming loan annually to reflect changes in U.S. home values, which have been rising this year.