Hazard insurance is the part of your homeowners insurance policy that covers the structure of your home from common perils, such as fire, vandalism and theft. If one of these perils causes damage to ...

Searching for the right homeowners insurance policy can be confusing. There is insurance-specific terminology to master, for example. One phrase you may hear when you are talking to insurance agents ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

This coverage for the physical structure of your home is a standard part of a homeowners insurance policy. Many, or all, of the products featured on this page are from our advertising partners who ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...