Knowing how to calculate home equity gives homeowners a way to understand their home’s worth — and potentially liquidate it for their needs or wants. Your home equity is basically your home’s market ...

Home equity is the portion of a house that the homeowner holds outright — the difference between the house's value and the total amount they owe on the home. As their equity increases, homeowners can ...

You’re considering a home equity loan but aren’t sure how much you can borrow. It depends on how much of your home you own outright. More specifically, lenders calculate the difference between your ...

Rapid home price appreciation and low inventory mean American homeowners are sitting on substantial home equity. In the second quarter of 2025, mortgage holders carried $11.5 trillion in "tappable" ...

Rachel Witkowski is an assigning editor of mortgages and loans for Forbes Advisor US. Rachel, located in Washington, DC, has more than a decade of experience covering financial news at outlets ...

Discover the key differences between home equity loans and mortgages, including their purposes, stages of use, tax implications, and impact on your home equity.

There’s often a big difference between the home equity you have and the home equity you can literally use, or tap for ready cash. Homeowners cannot borrow the full amount of their equity — they must ...

Your home equity — the amount of your house that you own outright — can be a valuable resource. You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your ...