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If you resolved on Jan. 1 to keep better track of your personal finances, are you sure where to start? Sure, you can buy accounting software, sign up for a service or poke around your bank’s online ...

Microsoft's spreadsheet program can do way more than you might imagine. These are the hacks and tricks you need to know.

Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...