Life insurance provides financial protection by offering a payout to loved ones after your death, helping cover expenses, replace income, and secure their future.

The most recent version of the study showed that 57% of men and 46% of women said they own life insurance – a gap of 11 percentage points. The self-reported gap in life insurance ownership between men ...

Life insurance policyholders agree to make regular payments to insurance companies in exchange for a guaranteed death benefit. That benefit is paid to the policyholder’s beneficiaries if the ...

Life insurance can be a powerful tool to incorporate into your estate and broader financial plan, particularly if you are a business owner. This is due, in large part, to the tax-free nature of income ...

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

Only 43% of Hispanics report having life insurance coverage, the lowest ownership among any racial or ethnic group over the last decade, according to the 2024 Insurance Barometer Study by LIMRA and ...

Indexed Universal Life (IUL) attracts its share of criticism. Most naysayers focus their disapproval on how IU is sold rather than the structure of the IUL policy. Yet, soon, I foresee a dramatic ...

Americans’ need for life insurance continues to grow, with a record-high number of US adults recognizing they don’t have enough coverage, according to new research from Limra. In the 2024 Insurance ...

With Women's History Month in full swing, Limra is highlighting the untapped potential of the women consumers in the life insurance industry and providing a number of reasons the life insurance sector ...

The life insurance industry sells products that promise future financial security, whether for the policyholder or their beneficiaries. Also known as the life and health (L&H) industry, the primary ...