Usury laws set limits on the amount of interest lenders can charge on loans and are typically set at the state level. There ...

Unless you're taking advantage of a 0% promotional offer, all credit cards charge interest on balances carried over month to month. For this reason, it's important that you understand how the interest ...

New Jersey law prescribes limits on interest rates through its civil and criminal usury statutes. Under the civil statute, interest rates may not exceed 6 percent for oral contracts, or 16 percent for ...