Most personal loans offer fixed interest rates and predictable monthly payments, but potential downsides include high borrowing costs, fees, penalties and credit impacts ...

We researched and evaluated APRs, fees, loan amounts, terms, and more from leading personal loan lenders to help you find the best personal loan for your needs.

Some online lenders, credit unions and banks offer small personal loans of $1,000 or less to cover urgent expenses. Many, or all, of the products featured on this page are from our advertising ...

From pre-qualifying to getting funded, taking out a personal loan can be pretty painless. Many lenders offer smooth online applications and same-day funding. Managing a personal loan successfully, ...

As such, Miller says that personal loans generally are the smarter choice when you need money in a pinch. However, don't ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Paying off a personal loan early is possible — and often a smart financial move. When you pay off a personal loan early, you save money on interest and lighten your monthly budget ahead of schedule.

Personal loan credit insurance is an optional policy that covers your loan payments in case of specific unforeseen events like unemployment, disability or death. While the coverage can be costly, it ...

Understanding the latest trends in student loan interest rates.

Learn the differences between business loans and lines of credit.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Qualifying for a personal loan requires more than a promise to repay it. You must prove you have the financial capacity to ...