Mortgage rates today: January 8, 2026 – rates fall for 3rd straight day

Fifteen-year mortgage rates fell to a one-month low today. Currently, the average interest rate on a 30-year fixed mortgage ...

Here are today’s mortgage refinance rates: January 5, 2026 – no movement on rates

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.28%. For 20-year mortgage refinances, the average rate is 5.99%. Related: Compare Current Refinance Rates 30-Year ...