A top-up can be a helpful shortcut or an expensive habit, depending on how the bank restructures your loan and how you plan to use the money.

Big plans don’t always wait for your savings to grow. Sometimes it’s a long-pending holiday, sometimes a medical need, or ...

Before you apply for a personal loan, consider prequalification. It's a great way to explore personal loan offers without ...

India’s housing finance landscape is quietly undergoing a transformation. For millions of first-time and underserved ...

Borrowing against idle gold can sharply cut interest costs, if you know when it makes sense and when it doesn’t.

Want to improve your finances in 2026? Here are seven simple steps that can help you save more, reduce stress, and build long ...

Month after month, salaries go to EMIs, essentials shrink, and families realise that what once felt temporary has become the ...

Learn about the best personal loans with Money’s top picks.

In today's lifestyle, taking out a personal loan has become very easy and common. Now, with just a click on your mobile phone ...

Self-employed applicants are assessed more strictly for personal loans than salaried applicants, due to the uncertainty of income involved. Staying aware of the lender’s requirements can help ...

Credit cards have long stood for easy consumer credit. Fast approvals, higher limits, and the option to pay only the “minimum ...

A new year often comes with fresh money goals. Save more. Spend better. Pay off debt. One goal that is easy to overlook is ...