Save this column. Someday you will have a client who needs this remedy. Since 1998 (when Roth IRAs were invented), Section 408A(d)(6) of the Internal Revenue Code has permitted a taxpayer to ...

I've lost a lot of money in my IRA over the past few months and am wishing that I hadn't converted it to a Roth last year. I had to pay taxes on so much more money than I have in the account now. Is ...

Contributing money to a traditional or Roth IRA can help you save money for retirement on a tax-advantaged basis. Should you ...

If you've been thinking about converting your traditional individual retirement account into a tax-free Roth, get a move on: to count in the 2016 tax year, the process -- a simple instruction to your ...

Hi, I retired and got a distribution from my company in 2010. I thought I wanted to make it into a Roth but when seeing the taxes, decided against doing it. Schwab issued a 1099 and then send the ...

The Ninth Circuit in In re Fitness Holdings Int’l, 2013 U.S. App. LEXIS 8729 (9th Cir. April 30, 2013) recently reversed precedent and established that bankruptcy courts in the Ninth Circuit have the ...

The IRS does not handle Roth Recharacterizations well. By federal law, any time before you file your taxes you can move any of the Roth conversion back to the traditional IRA from which it came. This ...

Forbes contributors publish independent expert analyses and insights. David John Marotta is a financial advisor covering financial planning. This article is more than 10 years old. Nearly everyone is ...

In Private Letter Ruling 201235030 (June 6, 2012), received by Keebler & Associates, the Internal Revenue Service granted the taxpayer an extension to recharacterize his 2009 Roth individual ...

When a financial institution structures a commercial loan, consideration is taken to protect the lender in the event the borrower files a bankruptcy proceeding. In the current lending climate, with ...