Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

If I walk into a dealer with an excellent score, that puts me in a position to get a better interest rate’ – Fatgie Adams ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.

Checking your credit report regularly and knowing how to interpret it is one of the smartest things you can do for your personal finances ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Here are five signs you might not be as serious as you think about raising your credit score.

Refunds typically take about three business days to appear on your account. However, the time to get a refund on your credit ...

When did you last check your credit score? Wendy Knowler has the lowdown on why this is important and what the National ...

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the ...

With millions worrying about the state of their finances, a surge in online searches reveals growing confusion ...