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Calendar year experience is the difference between the premiums earned and losses incurred (but not necessarily occurring) within a 12-month period.

A calendar year is a one-year period that begins on January 1 and ends on December 31, based on the commonly-used Gregorian calendar.

However, for the most part keeping health plans on a calendar year is easier and more efficient for most involved: the insurer, the employer and even the employees.

New-car model years often aren't in sync with the calendar, but it wasn't always that way. The history is more interesting than you think, and it involves FDR.

Many celebrate the new year around February—and the earliest known festivities took place around March. Here’s a brief history of the modern calendar.

Unique calendar A choir member sings during the Ethiopian New Year's Eve celebration marking the beginning of the year 2015 on the Ethiopian calendar in Addis Ababa, on September 11, 2022.

A fiscal year vs. calendar year are both consecutive 12-month spans. They're just different metrics for gauging that time.