Dec 6, 2025 · The short version is that the 4% rule states that you can comfortably withdraw 4% of your savings in your first year of retirement and adjust that amount for inflation for every …

Oct 22, 2025 · How much do you have to spend to sustain your retirement income? This article tackles the basics of how the 4% Rule works and explores some alternative strategies.

3 days ago · When it comes to spending in retirement, financial advisers and investment experts have long clung to the golden 4% rule as gospel — that retirees can safely withdraw 4% of …

Jul 25, 2025 · The 4% rule is a retirement guideline suggesting you can withdraw 4% of your retirement savings in the first year, then adjust for inflation annually, ideally lasting for 30 years.

Dec 18, 2025 · Retirement researcher Bill Bengen has updated the classic 4% rule and says some retirees can safely plan to withdraw 4.7%, even in worst-case scenarios.

Sep 1, 2025 · The 4% rule says you should plan to spend 4% of your savings in the first year of retirement, and spend the same amount, adjusted for inflation, every year after that.

Dec 22, 2025 · The 4% rule is a long-standing guideline used by financial planners for turning retirement savings into lifelong income. In simple terms, during your first year of retirement, …

What is the 4% rule and how much do you need to retire? Simple 2026 guide with examples. Free consultation with J. Davenport Associates.

Jul 24, 2025 · In essence, the 4 percent withdrawal strategy suggests that retirees may be able to safely siphon off 4 percent of their investment portfolio for living expenses in their first year of …

According to this rule, by withdrawing roughly 4% per year from your tax-deferred accounts, you can achieve the golden mean of retirement: living well, yet preserving your nest egg for the …